I had gotten approved for the AMEX Business Gold a few months ago. I decided to upgrade the card to the Business Platinum a few weeks after I got the card (I think it was so I could get the airline credits and Dell credit before end of year.) For some reason, I assumed once I hit the minimum spend, I’d still get the SUB, but alas, I met the spend and did NOT get my SUB for the Business Gold. So don’t be careless like me and upgrade your Business Gold card too soon.
How quickly do you downgrade after that? Any options of cashing out the credits without “real” spending.
You have to keep the card for a year or else AMEX will claw back
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I think Amex will clawback your SUB even in the case of upgrade within 12 months (the T&C only mentions downgrade or closure, but multiple Amex representative confirmed that the same will happen with any kind of product change)
That’s not correct. It’s only in downgrades or closures.
Do you get the Bus Plat SUB for upgrading?
if you upgrade to bus plat within 12 months of bus gold …in recycle perspective can bus gold be closed 13th month or add bus plat upgrade period as well before closing bus gold so that not to lose SUB for closing the card within first year of the card
@Vinh .. can you please comment on this based on your experience?
As long as you didn’t upgrade an upgrade bonus when you went from GOLD->PLAT, then I believe you can close on month 13 of your original application.
great … thank you for responding
No, I do it for the credits
sign up bonus
SUB?