Mini Bank of America App-o-rama

I haven’t had an AOR in ages, but I needed some Alaska companion passes soon for trips. I hit up MEAB to confirm that his BoA “trick” still works and he confirmed that it did. So off I went. For background, I only have 1 biz BOA card currently that I got in Feb 2020 (my last BOA application. It has a 12K CL.) I have a personal checking account with $10K in it. I don’t have a business checking, but I feel I need to get one after this to get the PLAT HONORS bump. My last personal AS card was closed in Jan 2020 and my last Biz AS card was closed in March 2021.

  • Started off with the Alaska personal card. The best offer was when I did a fake booking and wound up with a 40K + $200 statement credit after $2K spend offer. IMMEDIATELY APPROVED for something crazy like $25K.
  • Then I went for the Alaska business card. There is a 70K offer going on now at www.bankofamerica.com/sbalaskapromo70. IMMEDIATELY APPROVED for like $15K or something.
  • I then went for a 2nd Alaska business card and used my federal EIN as a sole prop. Pretty much same info on the app but using my EIN vs SSN. IMMEDIATELY APPROVED for $8K.
  • Then for shits and giggles, I figured I’d try for the $500 Biz Cash Rewards MC. IMMEDIATELY APPROVED for $6K or something.
  • Then I figured I may as well keep going until they stop me. So I tried for the Biz Cash Rewards MC with my EIN. That’s when the application went pending and figured that was a sign to call it a day. EDIT – A few days later, I got the rejection email for this app.

It felt so good to score on an AOR. I hadn’t done one in ages due to all my bank shutdowns. Shoutout to MEAB for the article and the help.

6 comments on “Mini Bank of America App-o-rama

  1. How is BoA with total credit extended relative to income? I’m interested in this, but I don’t have a super high income. I’m certainly not close to 50% of my income w/credit line tho…

    Also is there a minimum time to keep BoA cards open before closing again- 1 year+, or can they be closed earlier w/out getting banned?

  2. is it necessary to start off with the personal BoA card? i usually stay away from personal cc as they affect my 5/24 status.

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