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My wife’s Chase shutdown letter

November 19, 2016November 18, 2016 Vinh  Credit Cards  Chase, shutdown  4 Comments

Introduction I had written a few weeks ago of Chase shutting down my wife.  Well here’s the official letter.  It seems it was “because of unexpected activity you conducted on this or another Chase account.”  Not quite sure what that means.  Could be because of my shutdown; I’m not sure if I’ll ever really know. […]

Reader story of another Chase shutdown and why you should stop banking with them

November 3, 2016November 2, 2016 Vinh  Credit Cards  Chase, shutdown  7 Comments

Introduction I am a magnet for shutdown stories.  I love them because you can learn the limits of how hard you can push certain things.  If you have a shutdown story, please let me know and I’ll post it (with anonymity of course.)  Today’s story is coming from a reader’s friend who had his personal, […]

Chase shuts down my wife’s accounts

October 31, 2016October 31, 2016 Vinh  Credit Cards, Manuf Spend  Chase, shutdown  18 Comments

Introduction Well this sucks.  My wife had called me on Friday night saying her Sapphire Reserve card wasn’t working again.  It had issues a few weeks earlier, but when re-ran, it worked.  Thus, I chalked it up to another bad terminal or so.  However, I woke up on Saturday, logged in to her account and […]

My Comenity Bank shutdown letter

May 10, 2016May 10, 2016 Vinh  Credit Cards  comenity, shutdown, Virgin America  6 Comments

Introduction A couple of weeks ago, I wrote about my Comenity Bank Virgin America credit card closure shutdown.  Well, today I got the letter in the mail explaining why below. So even with a 748 credit score, they said I didn’t have any real estate (true since the mortgage is in my wife’s name although I […]

What a Chase shutdown letter looks like

May 9, 2016May 6, 2016 Vinh  Credit Cards  Chase, shutdown  12 Comments

Introduction A couple of weeks ago, I wrote about how Chase shut down my credit card accounts and my checking account.  Well, these are the letters they sent me. It appears they shut me down for “unexpected activity on my account” versus what I was expecting “perk abuse.”  This leads me to think it was […]

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