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Reader – I was axed from Chase, but had them review and got back in

April 2, 2018March 30, 2018 Vinh  Credit Cards  Chase, shutdown  1 Comment

I wrote about a person who was able to re-open their accounts after there Chase axe a few months ago.  Today, I’ll share with you a second success story.  I haven’t written about his shutdown story, but it was also triggered by a new application.  Here’s the story on how he got back in:   […]

Reader – Chase shut me down for applying for the Iberia card

March 29, 2018March 28, 2018 Vinh  Credit Cards  Chase, shutdown  7 Comments

A fellow reader just got the axe a few days ago and let me share the story with you guys so we all learn some lessons together.  First off, he found out he was axed when he got a notification that his Freedom was removed from Chase Pay.  When he logged on, all of his […]

Reader – AMEX shut me down due to 3rd party check payments

March 7, 2018March 6, 2018 Vinh  Credit Cards  American Express, amex, shutdown  12 Comments

This was the first time I’ve heard of a non-FR based axe from American Express.  I can’t go into the details of the situation, but let’s just say that AMEX doesn’t like it when it receives personal checks not in your name or in any other unauthorized users’ names.  If you’re doing this, I suggest […]

Reader shutdown story – Bank of America

February 21, 2018February 19, 2018 Vinh  Credit Cards  Bank of America, shutdown  11 Comments

Introduction It’s been a while we’ve heard of a BoA shutdown, but it seems to have happened to a reader recently.  His quote below: I just learned that BoA closed all my credit cards (3). “Business decision to not support your banking needs any more. Decision is final”. They claim they sent a letter on […]

Reader – Chase shut down my accounts but I was able to re-open

January 12, 2018January 11, 2018 Vinh  Credit Cards  Chase, shutdown  16 Comments

Introduction Continuing on with Chase shutdown week, this reader was shut down earlier this week (seems like a mass audit happened lately with Chase.)  Anyway, it was actually the reader’s spouse that got shut down.  Initially, the reader thought it was due to sudden spend on one of their Chase cards, but ultimately, they called […]

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