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Reader – Chase shuts me down..this time probably for good

February 6, 2019February 5, 2019 Vinh  Credit Cards  Chase, shutdown  Leave a comment

Man it had been a while since I’ve written about a shutdown.  This reader is a HH that has already been shut down by Citi, Barclays, and I think Capital One too.  He was axed once before by Chase due to some Amex AUs and high balances, but he was able to argue his way […]

Amazon closed my account because of a high gift card balance

November 8, 2018November 7, 2018 Vinh  Deals  Amazon, shutdown  31 Comments

Introduction I was trying to buy some items yesterday in my Amazon app like normal, but realized I couldn’t log in. I then went to a PC and couldn’t log in either, ever after doing a password reset.  I then called up customer service, who proceeded to ask for my name, email, last order date, […]

Citi shuts down my accounts

August 10, 2018August 9, 2018 Vinh  Credit Cards  Citi, shutdown  18 Comments

Introduction Well, it had been a long time since my last shutdown.  I was going strong for a while there.  So what happened?  I went to make an online purchase this morning and my card got declined.  I then logged onto the mobile app and everything looked fine.  I had credit available.  I then logged […]

Another Chase reinstatement story

June 25, 2018June 22, 2018 Vinh  Credit Cards  Chase, shutdown  1 Comment

Reader sent me this.  I didn’t probe into why they were shutdown in the first place; let’s assume the usual culprits.  Here’s his story:   One phone call, two people. They specifically asked about the large repetitive purchases to OD, Staples, Kroger, Speedway, Ebay et al. They asked if I was buying gift cards and […]

So I opened a Chase checking to get back in…

April 20, 2018April 19, 2018 Vinh  Credit Cards  Chase, shutdown  14 Comments

It’s been about 2 years since I was banned from Chase.  I had read the way to get back in was to open a checking account and then applying for a cc later.  If they reject you for a checking, that’s bad news.  Quick aside – one banned reader told me she was able to […]

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