Refinancing our home from 30 yrs fixed to 15 yrs fixed right after an app-o-rama

August 12, 2016August 11, 2016 Vinh Real Estate mortgage, refinancing 17 Comments

Introduction We weren’t in the market to refinance our home, but when your friends/coworkers mention a new hour or interest rates, I like to ask my mortgage broker what the current rates are. We were on a 30 year fixed at 3.75% that we refinanced just last year and was quoted 3.625% for a new 30 […]

Which banks report AU’s on credit reports and impact on financing/refinancing a home

March 20, 2015March 19, 2015 Vinh Manuf Spend, Misc American Express, amex, Barclays, buying a home, Chase, Citi, financing, Manufactured Spend, refinancing Leave a comment

So my wife and I just refinanced on our house. It was pretty sudden since we had only bought our house a little over a year ago. I was at lunch with some coworkers, and one of them mentioned she had just bought a new house and got a “great rate” with a friend at […]