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Manufactured Spend

American Express credits insufficient funds failed automatic payment

August 13, 2015August 12, 2015 Vinh  Credit Cards, Manuf Spend  Manufactured Spend  13 Comments

Introduction Once you’ve been in this game for a while, you start to open up a lot of new checking accounts due to signup bonuses and whatnot.  I had opened up a Key Bank checking account a year ago or so to get something like a free $200.  It was also one of my “MS […]

Synching all of my credit card due dates

August 10, 2015August 8, 2015 Vinh  Credit Cards, Manuf Spend  amex, Chase, Credit Cards, Manufactured Spend  4 Comments

Introduction It dawned on me the other day that I now have too many credit cards to keep track of.  I try to pay down all of my credit cards before the balances are due to show that I have low utilization on my credit report.  I used to put all the due dates into […]

July 2015 Points Recap

August 7, 2015August 5, 2015 Vinh  Manuf Spend  Manufactured Spend  17 Comments

Disclaimer This is the monthly post on how many points I collected in the previous month.  This is NOT a brag and moan post.  This was the impetus of this entire blog; so I could track how many miles and points I earn in a year.  Some of you may do a lot less than […]

My review of Plastiq

August 6, 2015August 5, 2015 Vinh  Manuf Spend  Manufactured Spend, plastiq  8 Comments

So it seems the blogosphere went ballistic yesterday when MMS, FM, and TPG all wrote about Plastiq yesterday.  I’m too drunk and lazy to link to them right now.  This was actually written about in a DoC newsletter a couple of months ago.  In private chat rooms and forums, this has been discussed about.  The […]

Earn by Microsoft program

August 3, 2015August 4, 2015 Vinh  Manuf Spend  earn by microsoft, Manufactured Spend  7 Comments

UPDATE 2 – 2 Days later, Microsoft sent me a letter saying they are removing the points because I bought a prepaid gift card.  Looks like they ARE looking at L3 data or flagging unusual spend.  RIP program. UPDATE – Per comments in Gary’s post, it looks like you’ll get a personal warning after 2 […]

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