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How I got 7 nights in the Seychelles using Hilton points

November 22, 2016November 21, 2016 Vinh  Credit Cards, Travel  amex, Citi, Hilton, surpass  16 Comments

Introduction I had written about my trip the Seychelles a long time ago, and it’s finally coming up.  I’ve already been to Tahiti/Bora Bora and the Maldives, so it’ll be good to compare and contrast the 3 locations.  I can already tell you that only 10% of people have actually heard of it.  Every one […]

Are the Hilton AMEX cards immune to the 4 CREDIT card rule with AMEX?

October 27, 2016October 25, 2016 Vinh  Credit Cards  amex, Credit Cards, Hilton  18 Comments

Introduction It’s common knowledge that AMEX will only let you have 4 CREDIT cards, but there were data points that some people were able to get 5 CREDIT cards, my wife being one of them.  I don’t think anyone has dug into this deeper on why some people have been able to get 5 and […]

Wife gets approved for 5th AMEX credit card

May 18, 2016May 17, 2016 Vinh  Credit Cards  amex, Hilton, Platinum, surpass  15 Comments

Introduction For the longest time, AMEX has had a rule where you can only concurrently have 4 CREDIT CARDS at a given time.  You can have as many charge cards as you want (Platinum, Gold, Green, etc.)  However, a few months ago, there were some reports on Reddit that people have gotten a FIFTH AMEX […]

Hilton Diamond match and other misc news

April 16, 2016April 15, 2016 Vinh  Credit Cards, Misc, Travel  Citi, Hilton, shutdowns  3 Comments

Hilton Diamond match My wife basically has no status with anyone.  However, she does have IHG Platinum status.  I wasn’t going to even attempt that match, but I read DEM Flyer’s post and gave it a shot.  Sent in my IHG stuff (make sure you send in .jpg) on like a Saturday or so.  On Monday, she […]

Should you buy 144K Hilton points for $800 (0.55c per point)? No, I’m serious.

April 8, 2016April 8, 2016 Vinh  Misc  Hilton  12 Comments

Introduction A reader asked me this last week: I read that you’re MSing for Hilton points for the Seychelles. Hilton is offering 144,000 points at $.055/each for $800…I know you don’t buy points, but how do you value your time and the opportunity cost of MSing for ostensibly more valuable points (or cashback) in the […]

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