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Why you should SHRED those balance transfer offers in the mail

June 8, 2018June 7, 2018 Vinh  Credit Cards  Discover  6 Comments

I woke up this morning to the above email.  WTF!  At first I was confused if I was moving money FROM my Discover or moving money INTO my Discover card.  Either way, I DID NOT make the balance transfer.  I called up Discover and got routed to their security team who then credited me back […]

How to reallocate your new Discover Miles credit line

February 2, 2018January 25, 2018 Vinh  Credit Cards  Discover  3 Comments

Introduction It’s tribal knowledge that Discover gives out a very low credit line, especially on the Discover Miles card.  I’ve tried numerous times in the past to move credit from my IT card to the Miles card and have gotten rejected.  The only time I’ve heard of it working was if you got a pending […]

Discover Miles $50 signup bonus

September 9, 2017September 8, 2017 Vinh  Credit Cards  Discover, Discover Miles  10 Comments

Introduction I don’t like pimping credit cards, but this is the first time I’ve seen a referral / signup bonus on the Discover Miles card.  I got the sheet from my paper statement.  The offer says you’ll earn 5,000 miles (worth $50)  if you sign up and make ANY purchase within 3 months.  Remember, this […]

Yes, you CAN churn the Discover It Miles card

August 4, 2017August 3, 2017 Vinh  Credit Cards  Discover  11 Comments

Discover Miles – Almost immediate approval As I was typing up yesterday’s BoA post, I had forgotten I wasn’t banned from Discover yet and so I decided to get a Miles card.  This will be my second go-around with this card; I had cancelled the first one over a year ago.  Also note that I […]

More eBay gift card removals and misc news

July 2, 2016July 1, 2016 Vinh  Deals, Manuf Spend, Misc  Discover, Ebay, giftcardmall, microsoft earn  Leave a comment

Ebay removed from Microsoft GCM Twitter user @HenryGeorge1776 tweeted me on Tuesday, June 28th saying Ebay had been removed from the Microsoft Earn program.  I’m not sure if I was responsible for this shutdown, but it would be a big coincidence.  I can tell you that the other GC I had bought from the site […]

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