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Discover changes reallocation and credit limit rules

June 4, 2020June 3, 2020 Vinh  Credit Cards  Discover  Leave a comment

After closing an old Discover IT card on Monday, I applied for a new MILES card on Tuesday. I wasn’t instantly approved; had to call in a number. On the line, the rep did approve me for a $3K CL. I then asked her if I could reallocate my existing $16K CL line from another […]

My Discover Miles to IT cashback experiment

June 2, 2020June 1, 2020 Vinh  Credit Cards  Discover  Leave a comment

A few months ago, I had an idea of converting my Discover Miles to a Discover IT card so I could cash out into gift cards. Here’s how everything went down. My Miles 1 year ended in January. I called to product change, but they said the system wouldn’t allow it and I’d have to […]

My experiment trying to product change my Discover Miles to IT

January 30, 2020January 29, 2020 Vinh  Credit Cards  Discover  Leave a comment

My 12 months on my Discover Miles card ended last month. Now on month 13, Discover matched my cashback. I then tried to call them up to product change to the IT card, but they said I couldn’t because I was still enrolled in the Match program. I told them that’s not the case since […]

Should you convert your Discover Miles card to It before closing the card

December 3, 2019December 2, 2019 Vinh  Credit Cards  Discover  Leave a comment

A few months ago, Discover converted my IT card to the Miles card due to inactivity. When they moved it over, I had about $150 or so in cashback. It then converted to “miles.” I then called to convert the card back to the IT card, and sure enough, my $150 was back there for […]

Getting my 2nd Discover Miles card match

December 10, 2018December 9, 2018 Vinh  Credit Cards  Discover  Leave a comment

Last year, I wrote about getting my 2nd Discover Miles card.  A reader had asked me about it last week, so I wanted to share the results.  As you can see, I didn’t even realize it hit 3 months ago.  I just called them up to cancel the card; no pushback since I was keeping their IT […]

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