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Reader – Capital One shut down my account for MS

January 25, 2018January 23, 2018 Vinh  Credit Cards  capital one, Credit Cards  10 Comments

Introduction A reader sent me this email and let me share it with you guys.  By the way, kudos to the reader for answering every question I would have asked him: Just got shutdown today by Cap1 on my Venture card. Had the card since 2011, but did not really do any MS until 2017. […]

About that AMEX Blue Business Plus and 0% APR

September 20, 2017September 18, 2017 Vinh  Credit Cards  amex, Credit Cards  19 Comments

Introduction I had written about the Amex BBP card’s 0% APR last month or so.  I wanted to give you and update on it and how to maximize it even further.   Moving credit lines In the last post, I said I tried to move credit line from my Simply Cash card to the BBP […]

My wife’s mini July 2017 AOR

August 15, 2017August 14, 2017 Vinh  Credit Cards  Credit Cards  16 Comments

Introduction My wife hasn’t done an AOR in a while.  I’ve mostly stopped doing them, but went ahead and did it anyway.  So let’s get started.   Citi Prestige – Approved in letter later Surprisingly, this is her first TYP card.  I couldn’t pass up 75K points.  She got a whopping $30K CL even when […]

My mini-AOR with Bank of America

August 3, 2017August 2, 2017 Vinh  Credit Cards  Credit Cards  14 Comments

Introduction My AOR’s these days are very limited due to being banned from most banks, so the pool to choose from is pretty small.  I can’t do USB, Chase, Cap1, or Barclays, so I’m mainly left with AMEX, Citi, and BoA as the major ones to choose from.  I skipped on AMEX since I got […]

Should you kick your spouse out of the house?

June 30, 2017June 28, 2017 Vinh  Credit Cards  Credit Cards  8 Comments

Introduction After my recent Capital One shutdown leading to the shutdown of my wife’s account, it dawned on me – should you kick your spouse out of the house?  No, not physically kicking them out, but maybe having you (or them) move out of the house into a nice mailbox.  For most people, this isn’t necessary, […]

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