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Comenity shuts down a reader’s account right after he gets the card

January 18, 2017January 17, 2017 Vinh  Credit Cards  comenity, shutdown  8 Comments

Introduction If you haven’t read my huge bank ban post yet, you should read it here.  A reader actually shared this story before I wrote the post, which may have pushed me to write the post.   What happened The reader actually applied for the Comenity Virgin America card as part of an AOR with […]

Comenity responds to my CFPB complaint…

September 15, 2016September 14, 2016 Vinh  Credit Cards  cfpb, comenity  29 Comments

Introduction I had written about how Comenity shut me down back in April after they did a hard pull without my consent.  I was more angry about the hard pull than the actual shutdown.  I then filed a CFPB against them in early August and wrote: Comenity Bank let me open a credit card account […]

My Comenity Bank shutdown letter

May 10, 2016May 10, 2016 Vinh  Credit Cards  comenity, shutdown, Virgin America  6 Comments

Introduction A couple of weeks ago, I wrote about my Comenity Bank Virgin America credit card closure shutdown.  Well, today I got the letter in the mail explaining why below. So even with a 748 credit score, they said I didn’t have any real estate (true since the mortgage is in my wife’s name although I […]

Starbucks Visa Checkout, misc news and support the Site

May 7, 2016May 7, 2016 Vinh  Credit Cards, Deals, Misc  comenity, shutdowns, Starbucks, Visa Checkout  3 Comments

Starbucks $10 for $20 deal Slickdeals posted this on Friday.  I dusted off my army of Visa Checkout accounts from the NFL Best Buy debacle.  I realized since that post 6 months ago, I no longer had about 10 of those cards due to the Chase shutdown as well as normal closings of accounts.  Anyway, […]

Comenity Virgin America shuts me down

May 2, 2016May 1, 2016 Vinh  Credit Cards  comenity, shutdown, Virgin America  14 Comments

Introduction I’m getting pretty good at this by now.  This is what happens when you get out of MS and jump back in just a little bit too fast.   How do you know when you’re shut down I logged on earlier in the week and saw this: Notice the credit limit available was $0 […]

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