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Reader story – “How I got shut down by Citi”

February 11, 2016December 27, 2016 Vinh  Credit Cards  Citi, credit card shutdown, shutdown  10 Comments

Introduction There has been lots of posts lately on FT and other forums about Citi shutdowns of late.  It’s not like a ‘wave’ like the OBC Blue Wednesday wave, but the number of reported shutdowns have increased in the past week or two.  We haven’t figured out what is the root cause – churning too […]

2 retention offers and 1 card closure

January 12, 2016January 10, 2016 Vinh  Credit Cards  AA, amex, aviator, Barclays, Citi  15 Comments

Introduction I hate calling credit companies for retention offers just because it’s like a game of poker – I don’t want to close the card, but I need to sound convincing so they don’t call my bluff.   Citi AA Platinum I’ve had this card going on 4 years now.  I love it because this […]

Why I did NOT do the Citi Dividend 5% categories in 2015 but will in 2016

January 7, 2016January 6, 2016 Vinh  Credit Cards, Manuf Spend  Citi, citi dividend  7 Comments

Introduction I have 2 Citi Dividend cards from former AA Exec cards.  These cards have quarterly 5% bonuses.  They collect dust until I see a good category to use them in.  The good thing about these cards, unlike the Freedom and Discover is that you can bang out all $6,000 of spend in one quarter […]

My experience with the Citi Gold 50,000 AA checking offer

January 6, 2016January 6, 2016 Vinh  Manuf Spend  Citi, citi gold, nsf  9 Comments

Introduction Sorry for blogging about a deal that’s already over, but I wanted to give you my experience with it in case it pops up again (very likely) and how you can maximize it.  This is the deal here by DoC.   Funding the account I signed up for the offer around mid-November.  I used […]

Citi can see names on a NW Buxx card when making payment

January 4, 2016January 3, 2016 Vinh  Manuf Spend  Citi, debit payment, nw buxx  6 Comments

Introduction It’s no huge secret that you can make debit payments over the phone to Citi.  This enables ‘pajama points’ since you can liquidate some debit cards from the comfort of your home.  One of the best cards to pay Citi is the NW Buxx card since the load and unload limits on those cards are […]

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