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Citi shuts down reader’s accounts for 2 possible reasons

August 3, 2020August 2, 2020 Vinh  Credit Cards  Citi  14 Comments

Last week, a reader had his Citi accounts shut down. He never spent over CL and figures there were 2 possible reasons. First reason could be because he had 2 recent AMEX statements close totaling over $20K. With the current climate, banks are worried about ability to pay, so they may have gotten nervous that […]

Citi shuts down my accounts

August 10, 2018August 9, 2018 Vinh  Credit Cards  Citi, shutdown  18 Comments

Introduction Well, it had been a long time since my last shutdown.  I was going strong for a while there.  So what happened?  I went to make an online purchase this morning and my card got declined.  I then logged onto the mobile app and everything looked fine.  I had credit available.  I then logged […]

Cumulative list of bank and credit card bans

January 11, 2017January 11, 2017 Vinh  Credit Cards  amex, Barclays, Chase, Citi, Credit Cards  47 Comments

This post is long overdue, eh?  Being known as #shutdownsalldayeveryday, I get reader stories of shutdowns and try to figure out what happened and what they can do.  I make these posts to help you guys NOT get shut down.  I know some of you may say, “Hey I’ve cycled 3X for years with bank […]

My January 2017 mini app-o-rama

January 9, 2017January 12, 2017 Vinh  Credit Cards  Bank of America, Citi  31 Comments

Introduction App-o-ramas for me these days are pretty easy since I don’t even bother to look at Chase, Barclay’s, or USBank.  I don’t really hit up Citi that much either just because nothing really entices me and I have a good number of AA miles collecting dust.  The last time I did an AOR was […]

How I got 7 nights in the Seychelles using Hilton points

November 22, 2016November 21, 2016 Vinh  Credit Cards, Travel  amex, Citi, Hilton, surpass  16 Comments

Introduction I had written about my trip the Seychelles a long time ago, and it’s finally coming up.  I’ve already been to Tahiti/Bora Bora and the Maldives, so it’ll be good to compare and contrast the 3 locations.  I can already tell you that only 10% of people have actually heard of it.  Every one […]

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