My wife hadn’t applied for any credit cards since mid Christmas, so she was long overdue for a mini app-o-rama. Here’s what happened: Chase Sapphire – DENIED IN LETTER Due to Chase’s new 5 cards in 2 years rule, while she hadn’t applied for anything in a while, she did have 7 cards in 2 […]
Introduction It dawned on me the other day that I now have too many credit cards to keep track of. I try to pay down all of my credit cards before the balances are due to show that I have low utilization on my credit report. I used to put all the due dates into […]
I’ve applied for so many credit cards over the past 3 years that I’ve run out of cards to apply for. Technically, that’s not really true. It’s that companies like Chase are cracking down on “churners,” so it’s getting harder to apply for say 10 cards in a day. I think most hard-core people do […]
As you’re reading this, I’m on a plane on my way to Los Angeles equipped with a lot of AMEX cards. I have an Excel doc with all 40 Smart & Final locations you see on the map. I’m still not sure which route I’m going to take, so I’m going to have my buddy […]
It seems every month, there is a new manufactured spend method. I was using my AMEX old blue cash for a good 6 months before I got shut down. Then I shifted to using my Wells Fargo 5% for 6 months before the promo expired. And now I’m using American Express gift cards as my […]