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Chase shuts down a reader due to ramp up in spend

August 7, 2020August 6, 2020 Vinh  Credit Cards  Chase  4 Comments

A reader got shut down by Chase last week. In his own words: Too much MS too quick. Bought 30k in [unbonused spend] across 3 cards. Prompted an acct review because I was maxing out my available credit. I’ve done a ton of MS but I’ve read Covid has them on edge. 6 cards down […]

Chase shuts down my wife a 2nd time

March 30, 2020March 29, 2020 Vinh  Credit Cards  Chase  Leave a comment

Chase had shut me down in early 2016 and a few months later, got my wife as well (most likely due to my shenanigans.) Eventually she opened up a Starbucks card in summer 2019, which was eventually shut down as well. Then in mid November, at 0/24, she opened up the Chase Ink Preferred (the […]

How I had to CFPB Chase to get back my Starbucks balance

January 17, 2020January 16, 2020 Vinh  Credit Cards  Chase, Starbucks  Leave a comment

Chase had closed my mom’s Starbucks prepaid card back in early July. At the time, I had a balance over $6,000. I waited about 2 months for a check in the mail, but it never came. I then called them up, and they said I had to go into a Chase branch to show them […]

Reader gets rejected trying to get back into Chase

January 8, 2020January 7, 2020 Vinh  Credit Cards  Chase  Leave a comment

Sometimes you think you’re a HH or doing volume until one day you hear a story that makes your jaw drop. A reader had about 65K of CL with Chase among 6 cards and was cycling 2-3X a month for 1.5 to 2 years just fine. Even when I heard this I was shocked he […]

Chase warns reader about his shenanigans

November 26, 2019November 25, 2019 Vinh  Credit Cards  Chase  Leave a comment

I won’t get into the details of WHY (maybe when the deal is DEAD) this reader got this warning letter, but it’s the first time I had heard of Chase sending out a warning. The letter speaks for itself.

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