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Reader – Capital One shut down my account for MS

January 25, 2018January 23, 2018 Vinh  Credit Cards  capital one, Credit Cards  10 Comments

Introduction A reader sent me this email and let me share it with you guys.  By the way, kudos to the reader for answering every question I would have asked him: Just got shutdown today by Cap1 on my Venture card. Had the card since 2011, but did not really do any MS until 2017. […]

Reader – Capital One shut down in past, got a new card, then shut down again

December 27, 2017December 26, 2017 Vinh  Credit Cards  capital one  2 Comments

Introduction A reader shared a data point with me and agreed to let me publish the data point so we all can learn.  She was shut down by Capital One in November 2016 due to the usual MS/WMBP.  She then was pre-approved for a card on their site, and so she applied for it and […]

Capital One shuts down my mom’s Spark Visa card

December 26, 2017December 25, 2017 Vinh  Credit Cards  capital one, shutdown  6 Comments

Introduction Hey nothing new right?  I got back from vacation and tried to use my mom’s Capital One Spark card and it got declined.  I tried to chat with them, and they wouldn’t tell me over online chat.  I had my mom call in, and they said the account had been closed.   What happened […]

Another reader’s Capital One shutdown story

September 28, 2017September 27, 2017 Vinh  Credit Cards  capital one, shutdown  14 Comments

Introduction Yesterday, a reader told me he was shut down by Capital One.  They told him his checking account was shut down and was asking if he should close down his credit cards preemptively.  Since this happened to me recently, I told him that canceling them won’t do anything because it’s already in the process […]

Capital One axes my wife’s credit card

June 29, 2017June 28, 2017 Vinh  Credit Cards  capital one  6 Comments

Introduction A few days ago, I wrote how Capital One had closed down my checking accounts.  That was sent to me on the morning of Friday June 23rd.  I had closed all my cc accounts over the weekend (even my Kohl’s and Neiman Marcus cards.)  I got lazy and didn’t get a chance to ask […]

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