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Getting around Synchrony ‘high risk application source’

April 15, 2025April 14, 2025 Vinh  Credit Cards  2 Comments

I had applied for the Synchrony Virgin Red card last month and got a letter in the mail saying it was rejected due to ‘high risk application source.’ I read on Reddit that this is basically IT rejecting the application and that there was no pull done on my credit report. I had applied for […]

How someone hacked and stole money from my Paypal

April 11, 2025April 9, 2025 Vinh  Manuf Spend  4 Comments

This happened last month March 2025. This was a newer Paypal account that I had made. They first sent me $.01 I’m assuming to test to see if I had a Paypal account associated with that email/phone number. I’m 99% positive that they sent it to the phone number on file and not my email […]

The Costco UPS shipment intercepting scam

April 10, 2025April 9, 2025 Vinh  Misc  Leave a comment

I had heard about this scam about a month ago or so – basically a scammer will approach a UPS truck driver and show them the tracking number on their phone and then they’ll have a photoshopped ID with their name to match the package. If the UPS driver hands over the package, then the […]

Venmo seems to have lowered sending limits

February 27, 2025February 26, 2025 Vinh  Misc  2 Comments

Venmo used to have an unpublished (?) sending limit of $10K on a rolling 7 day basis. However, now after sending around $4.5K and trying to send another $1.7K, I get an error that says “We’ve paused your payments. We noticed more spending than usual, so we paused things to help keep your account secure.” […]

CLEAR says ‘oh hell nah’ to gamers

February 20, 2025February 18, 2025 Vinh  AMEX Offers  2 Comments

A few weeks ago, CLEAR ran their usual ‘sign up and get a $75 Uber voucher’ promo. In the past, people signed up their family, friends, cats and dogs. Well it seems CLEAR didn’t like that anymore and refunded us $124. We then assumed they’d still send us the $75 Uber voucher, but a day […]

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