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Should you buy 144K Hilton points for $800 (0.55c per point)? No, I’m serious.

April 8, 2016April 8, 2016 Vinh  Misc  Hilton  12 Comments

Introduction A reader asked me this last week: I read that you’re MSing for Hilton points for the Seychelles. Hilton is offering 144,000 points at $.055/each for $800…I know you don’t buy points, but how do you value your time and the opportunity cost of MSing for ostensibly more valuable points (or cashback) in the […]

Why I’ve decided to stop making anonymous payments to the banks

April 7, 2016April 6, 2016 Vinh  Credit Cards, Manuf Spend  Chase, Citi, Manufactured Spend  6 Comments

Introduction Call me paranoid, but I feel like the scrawny kid that somehow miraculously made it to the last few people standing in a game of dodge ball.  One buddy I know has been banned from Chase, BoA, and just had his Citigold whacked.  Another guy has been banned from Citi and Barclays.  Another guy from […]

Another reader shutdown – should you preemptively cancel your Barclays cards?

April 6, 2016April 6, 2016 Vinh  Manuf Spend  Barclays, Manufactured Spend, shut down  32 Comments

Introduction Another day, another Barclays shutdown story.  This is from a reader who used to MS on the card (when Buxx was alive,) but have mostly stopped for the past couple of months.   Here are some data points: Both he and his wife’s cards were shut down He had Aviator Red.  Wife had A+ and […]

Why I’ve stopped stockpiling gift cards from 3rd party sites

April 5, 2016April 4, 2016 Vinh  Deals, Reselling  gift cards, raise  12 Comments

Introduction I’ve been meaning to write this post for weeks (possibly months now,) and about once a week, I am reminded that I should write this post because I’ll hear stories from readers about gift card issues with these 3rd party sites like Raise, Cardcash, ABC, etc. In the past (I’d say before Thanksgiving 2015,) […]

What happens if the Walmart money order doesn’t print correctly

April 4, 2016April 4, 2016 Vinh  Manuf Spend  mnaufactured spend, money order, Walmart  1 Comment

  Introduction Walmart giveth and they taketh away.  In this hobby, you sort of get complacent/lazy in your usual routine.  You may not check if the gift card packaging hasn’t been tampered or if your money order printed correctly.   Money Order process I went to Walmart a couple of weeks ago and bought 2 […]

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