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Capital One now allows debit card payments online

August 15, 2016August 16, 2016 Vinh  Credit Cards, Manuf Spend  capital one, Manufactured Spend  13 Comments

Introduction For the longest time, Capital One has allowed debit card payments by phone.  Every now and again, the rep would say, “eventually we’re going to let you do this online.”  I laugh at them since I know that day would never come.  Well, it seems like that day has come.  Pretty self explanatory here […]

Refinancing our home from 30 yrs fixed to 15 yrs fixed right after an app-o-rama

August 12, 2016August 11, 2016 Vinh  Real Estate  mortgage, refinancing  17 Comments

Introduction We weren’t in the market to refinance our home, but when your friends/coworkers mention a new hour or interest rates, I like to ask my mortgage broker what the current rates are.  We were on a 30 year fixed at 3.75% that we refinanced just last year and was quoted 3.625% for a new 30 […]

Disaster recovery plan for manufactured spend

August 11, 2016August 10, 2016 Vinh  Manuf Spend  Manufactured Spend  8 Comments

Introduction This topic of conversation came up between 2 of my HH MS’ers.  It’s actually a good question – what if you got into an accident and now your significant other is left with $10K+ of gift cards – would they know how to liquidate them?  Think of it as a “disaster recovery plan for MS.” […]

Google Flights now has EMAIL price alerts

August 10, 2016August 12, 2016 Vinh  Travel  google flights, Travel  6 Comments

Introduction Google Flights is now my go-to search engine (I used to use Kayak for the longest time.)  Well, I’m not sure how it came up, but Esther from DemFlyers told me that they now have email price alerts whereby you can search for a flight, “save it” and then Google will email you when a […]

DEAD DEAL – Using PPBDC via Facebook for 1%

August 9, 2016August 8, 2016 Vinh  Manuf Spend  facebook, manuf spend, paypal  Leave a comment

Introduction Facebook rolled out their payment system via Messenger over a year ago.  I was excited by this thinking I could possibly liquidate VGC.  However, I was also worried that FB would ban me if I did too many payments.  After realizing VGC didn’t work, I tested my PPBDC card to see if it would […]

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