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PSA for Fidelity AMEX users – make sure to re-enable autopay

August 17, 2016August 16, 2016 Vinh  Credit Cards  elan, fia, fidelity  2 Comments

Introduction I knew the FIA Amex to Elan Visa conversion was happening.  However, I was waiting for the paper statement to come, but I never came.  I also had that little voice in the back of my head going, “I feel like you haven’t made a payment in a long time.”  So sure enough, I […]

An hour of Chase Sapphire Reserve application approvals

August 16, 2016August 15, 2016 Vinh  Credit Cards  Chase, sapphire  5 Comments

Introduction If you were in a work meeting yesterday or was out catching Pokemon, then you missed out on an hour of pure churning bliss.  For approximately an hour on 8/15/16 from 10:00AM to 11:00AM PST, the Chase Sapphire Reserve card had an online application link and was auto-approving people like it was 2011.  The […]

Capital One now allows debit card payments online

August 15, 2016August 16, 2016 Vinh  Credit Cards, Manuf Spend  capital one, Manufactured Spend  13 Comments

Introduction For the longest time, Capital One has allowed debit card payments by phone.  Every now and again, the rep would say, “eventually we’re going to let you do this online.”  I laugh at them since I know that day would never come.  Well, it seems like that day has come.  Pretty self explanatory here […]

Refinancing our home from 30 yrs fixed to 15 yrs fixed right after an app-o-rama

August 12, 2016August 11, 2016 Vinh  Real Estate  mortgage, refinancing  17 Comments

Introduction We weren’t in the market to refinance our home, but when your friends/coworkers mention a new hour or interest rates, I like to ask my mortgage broker what the current rates are.  We were on a 30 year fixed at 3.75% that we refinanced just last year and was quoted 3.625% for a new 30 […]

Disaster recovery plan for manufactured spend

August 11, 2016August 10, 2016 Vinh  Manuf Spend  Manufactured Spend  8 Comments

Introduction This topic of conversation came up between 2 of my HH MS’ers.  It’s actually a good question – what if you got into an accident and now your significant other is left with $10K+ of gift cards – would they know how to liquidate them?  Think of it as a “disaster recovery plan for MS.” […]

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