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Getting my BoA credit limit increase

April 11, 2024April 10, 2024 Vinh  Credit Cards  1 Comment

I wrote last week about how pitiful my BoA credit limit was. Before this post, this was my CL: Total personal limit is about $15.5K and business limit is $25K so total relatioinship CL of $40K. Go back two years, I had an Alaska card that had $30K and the Merrill had $30K for a […]

DEAL DEAD – 100 free shares of DXYZ stock

April 4, 2024April 1, 2024 Vinh  Deals  2 Comments

A month ago, one of my paid Slack folks posted a deal where you would get 1 share of DXYZ stock if you referred 3 people. A bunch of people used his referral link and we did a conga on it. I tried to sign up but for some reason, when I went to verify […]

How long does it take Bank of America to give you more credit?

April 3, 2024April 2, 2024 Vinh  Credit Cards  1 Comment

Back in November 2023, I did an AOR with BoA but made the mistake of dropping my Merrill card CL from $30K to $2K. At the time, I probably had <$10K in assets in their brokerage. They gave me about $5.5K of total CL in November (all in now about $7.5K personal and $25K business.) […]

Don’t make this MS mistake

April 2, 2024March 29, 2024 Vinh  Manuf Spend  Leave a comment

There is an online site out there that lets you buy a certain denomination VGC. The post isn’t to figure out what the site is; iykyk. Anyway, they let you pick designs of the cards. I didn’t want to keep buying the same design because it’s easier for me to track different designs to different […]

How to file your Mercari 1099-K taxes

April 1, 2024March 27, 2024 Vinh  Misc  4 Comments

Mercari is one of those companies that reports GROSS payments on your 1099-K, meaning if a buyer bought a $10 item and paid $1 in taxes, Mercari would report a gross payment of $11 on your taxes. So here’s how to file your Mercari 1099-K taxes: First off, you can get your Mercari 1099-K at […]

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