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Dow Chemical Credit Union pays out 50% rebate on interest payments for 2019

January 9, 2020January 7, 2020 Vinh  Misc  Leave a comment

I wrote about Dow Chemical when I financed my Tesla and got a 5.5% APR for 84 months. At the end of 2018, they paid a 60% rebate on the interest so my effective APR that year was 2.2%. For 2019, it seems they paid out only 50%, so my APR was an effective 2.75%. […]

Starbucks wipes out all my stars after my prepaid card shutdown

August 9, 2019August 8, 2019 Vinh  Misc  shutdown, Starbucks  1 Comment

A few weeks ago, I wrote about how Chase shut down my mom’s Starbucks prepaid card. I didn’t think much about it at the time, but when I went to log onto her account a few days ago, I got a login error. That’s NEVER a good sign. I then reset the password, logged on […]

Would you pay $16,000 for a week on Necker Island?

March 21, 2019March 20, 2019 Vinh  Misc  necker island  Leave a comment

A reader commented on yesterday’s Necker Island post, “Well you can still cash out MR at 1.33c, so would you pay $16K for Necker?”  That was actually a GREAT QUESTION.  So why am I doing it?  Well let’s start with a few counter arguments to that question. Why would I pay $54K for a Tesla […]

A USPS employee’s retirement plan

February 22, 2019February 21, 2019 Vinh  Misc  retirement  Leave a comment

I used to spend about 30-45 minutes every day when I was doing heavy MS.  When you spend that much time at the post office, you will eventually talk about your lives and everything; I mean for a good time there, I talked to them more than I did my coworkers or friends.  Anyhow, of […]

Hacked Amazon gift cards at Safeway

February 11, 2019February 10, 2019 Vinh  Misc  Amazon, gift cards, safeway  1 Comment

I’ve read horror stories of people buying gift cards that had been tampered with, and surprisingly, it has never happened to me before…well until today.  I went to Safeway in a pretty well off suburb of Seattle.  Went up to the gift card rack; tried to remember which Amazon gift cards had the easy peel […]

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