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My wife’s Chase shutdown letter

November 19, 2016November 18, 2016 Vinh  Credit Cards  Chase, shutdown  4 Comments

Introduction I had written a few weeks ago of Chase shutting down my wife.  Well here’s the official letter.  It seems it was “because of unexpected activity you conducted on this or another Chase account.”  Not quite sure what that means.  Could be because of my shutdown; I’m not sure if I’ll ever really know. […]

Reader story of another Chase shutdown and why you should stop banking with them

November 3, 2016November 2, 2016 Vinh  Credit Cards  Chase, shutdown  7 Comments

Introduction I am a magnet for shutdown stories.  I love them because you can learn the limits of how hard you can push certain things.  If you have a shutdown story, please let me know and I’ll post it (with anonymity of course.)  Today’s story is coming from a reader’s friend who had his personal, […]

Chase shuts down my wife’s accounts

October 31, 2016October 31, 2016 Vinh  Credit Cards, Manuf Spend  Chase, shutdown  18 Comments

Introduction Well this sucks.  My wife had called me on Friday night saying her Sapphire Reserve card wasn’t working again.  It had issues a few weeks earlier, but when re-ran, it worked.  Thus, I chalked it up to another bad terminal or so.  However, I woke up on Saturday, logged in to her account and […]

Are the Hilton AMEX cards immune to the 4 CREDIT card rule with AMEX?

October 27, 2016October 25, 2016 Vinh  Credit Cards  amex, Credit Cards, Hilton  18 Comments

Introduction It’s common knowledge that AMEX will only let you have 4 CREDIT cards, but there were data points that some people were able to get 5 CREDIT cards, my wife being one of them.  I don’t think anyone has dug into this deeper on why some people have been able to get 5 and […]

Wife survives the dreaded Amex Financial Review

October 7, 2016October 5, 2016 Vinh  Credit Cards  amex, financial review  9 Comments

Introduction About 2 weeks ago, my wife got the dreaded AMEX FR email.  I’ll show it below, but I can tell you what most likely triggered it but I’m sure you can guess already – a sudden surge in spend… as in, I charged $25K on her pers SPG and another $20K on her biz […]

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