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Are the Hilton AMEX cards immune to the 4 CREDIT card rule with AMEX?

October 27, 2016October 25, 2016 Vinh  Credit Cards  amex, Credit Cards, Hilton  18 Comments

Introduction It’s common knowledge that AMEX will only let you have 4 CREDIT cards, but there were data points that some people were able to get 5 CREDIT cards, my wife being one of them.  I don’t think anyone has dug into this deeper on why some people have been able to get 5 and […]

Wife survives the dreaded Amex Financial Review

October 7, 2016October 5, 2016 Vinh  Credit Cards  amex, financial review  9 Comments

Introduction About 2 weeks ago, my wife got the dreaded AMEX FR email.  I’ll show it below, but I can tell you what most likely triggered it but I’m sure you can guess already – a sudden surge in spend… as in, I charged $25K on her pers SPG and another $20K on her biz […]

PSA – Double check your Chase autopay if you have multiple checking accounts linked

October 6, 2016October 5, 2016 Vinh  Credit Cards  autopay, Chase, late fee  1 Comment

Introduction Well this one’s a doozie.  I just got a letter from Chase saying my autopay failed on my wife’s Hyatt card and I was slapped with a late fee and charges.  I thought this was odd since this account had been hit with an autopay failure once already.  I knew I couldn’t resolve this […]

My 50,000 AMEX Business Green to Platinum Upgrade offer just posted

October 4, 2016October 3, 2016 Vinh  Credit Cards  4 Comments

Introduction Last month, I wrote about the AMEX Business Green to Platinum upgrade offer of 50,000 points.  Well, it seems the points have posted already.  I would show you a screenshot of my MR, but I can’t seem to log in to it right now. You can see that I earned exactly 50,000 MR between […]

Missed a payment on a Chase card? Secure message them instead of calling

September 30, 2016September 29, 2016 Vinh  Credit Cards  Chase, late fees  5 Comments

Introduction I had forgotten to change an autopay bank account on my wife’s Hyatt card back in June or so, and thus got hit with a late fee and interest charges of about $35 in total.  I was dreading asking my wife to call (negative wife miles) to get it waived since this was the […]

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