Introduction I had gotten my Chase Fairmont earlier this year before it got killed. It was converted to the Sapphire Preferred a month ago or so. That card has no value to me, and so I wanted to convert it to a Freedom or Freedom Unlimited. Since I didn’t have the FU card, that’s what […]
Introduction Yesterday, a reader told me he was shut down by Capital One. They told him his checking account was shut down and was asking if he should close down his credit cards preemptively. Since this happened to me recently, I told him that canceling them won’t do anything because it’s already in the process […]
Introduction I had written about the Amex BBP card’s 0% APR last month or so. I wanted to give you and update on it and how to maximize it even further. Moving credit lines In the last post, I said I tried to move credit line from my Simply Cash card to the BBP […]
Introduction I had written about how awesome the Merrill Plus card was already. It was so awesome I kept putting spend on it so I could reach $50K spend to qualify me for the Delta lounge pass or the $200 annual travel credit. When I met the spend, I gave it a month or so […]
Introduction I don’t like pimping credit cards, but this is the first time I’ve seen a referral / signup bonus on the Discover Miles card. I got the sheet from my paper statement. The offer says you’ll earn 5,000 miles (worth $50) if you sign up and make ANY purchase within 3 months. Remember, this […]