A reader told me that their Schwab AF got posted the other day and with that, AMEX also re-billed her $50 for a Saks credit that she earned back in January 2019. Technically, she didn’t “earn” the credit back in Jan 2019, but the fact that AMEX went back through her history that far back […]
News went around on July 4 of how AMEX clawed back the Hilton 12X grocery bonus points promo. I’ll detail what happened to me. My May 15th statement ended like this: Almost exactly 7 weeks later, my Hilton account updated with this: It seems they gave me 12K points and looking back at my statement, […]
After closing an old Discover IT card on Monday, I applied for a new MILES card on Tuesday. I wasn’t instantly approved; had to call in a number. On the line, the rep did approve me for a $3K CL. I then asked her if I could reallocate my existing $16K CL line from another […]
A few months ago, I had an idea of converting my Discover Miles to a Discover IT card so I could cash out into gift cards. Here’s how everything went down. My Miles 1 year ended in January. I called to product change, but they said the system wouldn’t allow it and I’d have to […]
When I posted about the AMEX Hilton Surpass deal a few weeks ago, a reader pointed out that maybe only the “bonus” points go towards the lifetime base points since most of the promo material does say “bonus” points. This means that instead of having all 12X grocery points count towards lifetime, maybe only 9X […]