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Month 1 of the JAL challenge

May 16, 2025May 15, 2025 Vinh  Credit Cards  2 Comments

Got my first JAL statement. It was about 3 weeks worth of MS. I’m still figuring out how fast I can churn on the card. The good thing is that the CL clears pretty quickly meaning if you make a payment on the morning of 5/15, thenit should post on 5/16 and you have CL […]

Going for Oneworld Sapphire status for life

May 7, 2025May 6, 2025 Vinh  Credit Cards  2 Comments

MEAB wrote about the JAL premium card back in October. At the time I didn’t think much of it, but now that I’ve ramped up my Visa/MC spend, I went and applied for the card for both myself and P2. The most interesting aspect about the card is that if you spend $450K on the […]

Comenity now has a long shutdown memory?

April 30, 2025April 29, 2025 Vinh  Credit Cards  1 Comment

I was banned by Comenity back in December. In the past, it seems that you can get back in with them pretty easily. Well I had applied for the AAA card last week because I didn’t know what Visa/MC of Comenity to get. They sent me a denial letter due to a “previous negative experience […]

Getting back in with Wells Fargo cc after the shutdown

April 23, 2025April 22, 2025 Vinh  Credit Cards  1 Comment

I wrote back in November that Wells Fargo had shut down my personal credit card. I was worried they’d kill my entire relationship with them (checking and brokerage,) but shockingly I’m still alive. I had applied for a personal cc (Bilt I think) a few months ago, but was denied (forgot why; maybe too many […]

Getting around Synchrony ‘high risk application source’

April 15, 2025April 14, 2025 Vinh  Credit Cards  2 Comments

I had applied for the Synchrony Virgin Red card last month and got a letter in the mail saying it was rejected due to ‘high risk application source.’ I read on Reddit that this is basically IT rejecting the application and that there was no pull done on my credit report. I had applied for […]

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