A few days ago, AMEX mass banned a whole lot of folks and we all believe it was due to floose abuse. I was kinda surprised myself that I didn’t get the axe since I occassionally use floose. The key word here is occassionally. From the people I know who got the axe, it seems […]

Honestly, this lasted longer than I thought. I got a year’s worth out of the card before they shut me down. And they were nice enough to give me a ‘NOTICE: 30 DAYS TO PERMANENT ACCOUNT CLOSURE’ and so I was able to redeem my pending rewards points. Not sure if this was due to […]

This was a bit unexpected. I have been carrying their 2% card with a $30K CL for years now. It was mostly a sock drawer card until I started to use them for Costco. Back in the unlimited 5% cashback grocery days, they were okay with cycling and so I cycled my 2% card pretty […]

I’ve had my Comenity card now for almost a year and no matter what I do, the card’s credit limit takes so long to clear after a payment. For instance, I had made a payment on 9/19 (the day the payment posted,) and the credit line didn’t clear until 9/28, so almost a full 10 […]

I had gotten my wife the USBank Altitude Reserve card back in January. It was a paltry $5K credit limit. I remember when I’d put say $4K on it and then paid it off with my bank, it would take over a week for the credit line to reset. Around month 8 or 9, I […]