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Author: Vinh

Paypal shuts down 2 more of my accounts

December 11, 2024December 10, 2024 Vinh  Manuf Spend  Leave a comment

Tiss the season for Paypal shutdowns. Ever since a certain bank stopped taking debit payments, people have moved to Paypal to make those payments. With the uptick in payments, Paypal just didn’t like that. They took down P2’s decade old account and my mom’s account too (2-3 years old.) Both were doing payments just fine […]

Mercari returning to charging seller fees on 1/6/25

December 10, 2024December 9, 2024 Vinh  Reselling  2 Comments

Lol well it seems the experiment of pushing the fees onto the buyer has come to an end for Mercari. They sent out an email yesterday which I’ll share below. I want to say I’ve seen fewer sales after the switch, but that’s just anecdotal. There’s too many variables at play. I’m sure they have […]

Playing the Capital One Portal waiting game

December 3, 2024December 1, 2024 Vinh  Deals  Leave a comment

I have a love and hate relationship with the Cap1 portal. I only love it because it will sometimes pay an outrageously higher rate than any other portal out there. But they are so trigger happy to ban you for any random reason. Anyway, I was about to buy some phones from HSN the other […]

Comenity Bread Rewards shuts me down

December 2, 2024December 1, 2024 Vinh  Credit Cards  Leave a comment

Honestly, this lasted longer than I thought. I got a year’s worth out of the card before they shut me down. And they were nice enough to give me a ‘NOTICE: 30 DAYS TO PERMANENT ACCOUNT CLOSURE’ and so I was able to redeem my pending rewards points. Not sure if this was due to […]

Wells Fargo shuts down my credit card

November 27, 2024November 26, 2024 Vinh  Credit Cards  5 Comments

This was a bit unexpected. I have been carrying their 2% card with a $30K CL for years now. It was mostly a sock drawer card until I started to use them for Costco. Back in the unlimited 5% cashback grocery days, they were okay with cycling and so I cycled my 2% card pretty […]

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