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Author: Vinh

Why I did NOT do the Citi Dividend 5% categories in 2015 but will in 2016

January 7, 2016January 6, 2016 Vinh  Credit Cards, Manuf Spend  Citi, citi dividend  7 Comments

Introduction I have 2 Citi Dividend cards from former AA Exec cards.  These cards have quarterly 5% bonuses.  They collect dust until I see a good category to use them in.  The good thing about these cards, unlike the Freedom and Discover is that you can bang out all $6,000 of spend in one quarter […]

My experience with the Citi Gold 50,000 AA checking offer

January 6, 2016January 6, 2016 Vinh  Manuf Spend  Citi, citi gold, nsf  9 Comments

Introduction Sorry for blogging about a deal that’s already over, but I wanted to give you my experience with it in case it pops up again (very likely) and how you can maximize it.  This is the deal here by DoC.   Funding the account I signed up for the offer around mid-November.  I used […]

Chase gives you until end of business day before charging NSF fee

January 5, 2016January 4, 2016 Vinh  Credit Cards, Manuf Spend  autodraft, Chase, nsf  2 Comments

Introduction One of my New Year’s resolutions is to get my shit together and get even more organized.  I feel I’m so behind on things and have let things slip by accident.  One of those things was that I had forgotten my Discover autopay goes to my Chase bank account and was surprised with a […]

Citi can see names on a NW Buxx card when making payment

January 4, 2016January 3, 2016 Vinh  Manuf Spend  Citi, debit payment, nw buxx  6 Comments

Introduction It’s no huge secret that you can make debit payments over the phone to Citi.  This enables ‘pajama points’ since you can liquidate some debit cards from the comfort of your home.  One of the best cards to pay Citi is the NW Buxx card since the load and unload limits on those cards are […]

My review of Tokyo Free Guide

January 2, 2016December 30, 2015 Vinh  Travel  japan, tokyo, tokyo free guide  3 Comments

Introduction I was in Tokyo the first week of December, and someone mentioned to me to use www.tokyofreeguide.org.  I had actually thought of this idea years back where REAL local people would give guided tours to travelers, and so it was to my pleasant surprise that this existed for Tokyo.  I now wish more cities/countries […]

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