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Author: Vinh

Another reader story of a Chase shutdown

August 7, 2017August 6, 2017 Vinh  Credit Cards  chase shutdown  30 Comments

Introduction A long-time reader sent me an email the other day and told me he was just shut down from Chase.  He gave me permission to post his story so we can all learn from it: Hi, Vinh! I’ve been a fan of your blog and I have read your shutdown stories, but never expected […]

Yes, you CAN churn the Discover It Miles card

August 4, 2017August 3, 2017 Vinh  Credit Cards  Discover  11 Comments

Discover Miles – Almost immediate approval As I was typing up yesterday’s BoA post, I had forgotten I wasn’t banned from Discover yet and so I decided to get a Miles card.  This will be my second go-around with this card; I had cancelled the first one over a year ago.  Also note that I […]

My mini-AOR with Bank of America

August 3, 2017August 2, 2017 Vinh  Credit Cards  Credit Cards  14 Comments

Introduction My AOR’s these days are very limited due to being banned from most banks, so the pool to choose from is pretty small.  I can’t do USB, Chase, Cap1, or Barclays, so I’m mainly left with AMEX, Citi, and BoA as the major ones to choose from.  I skipped on AMEX since I got […]

Why you should sign up for Papa John’s emails

August 2, 2017August 1, 2017 Vinh  Deals, Food  Papa John's  Leave a comment

Introduction Hey if you don’t like Papa John’s Pizza, go ahead and stop reading now.  However, if you are a connoisseur, then keep reading.  With all the T-Mobile Tuesday free pizza and now these emails from Papa John’s, I haven’t paid for a single pizza all year.  Also, if you’ve been eating the regular crust, […]

How I was banned from Boxed.com

August 1, 2017July 31, 2017 Vinh  AMEX Offers  boxed.com  20 Comments

  Introduction I’m a fan of Boxed… well used to be.  I’ve written about them in the past with the La Croix and the wine.  But let’s be honest; we’re only shopping with them due to the Amex Offers.  My guess is they are just doing this so they get bought out by Costco like […]

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