I feel like I’ve been out of the churning game for a while so getting back into it. I’ve given up on 5/24 so I just hit up the other banks. As of a week ago, I had 12 open charge cards and only 3 credit cards. My last credit card application and approval with AMEX was back on July 10 for the Blue Biz Cash.
I used my wife’s referral from her Biz Gold which will get her 20K MR on approval. I had gotten the Bonvoy Bevy Personal (125K after $4K) 2 days ago which was instantly approved. I have no need for the card, but I’m wasting an opportunity to NOT get it, so I got it. Then yesterday, I went ahead and got the Hilton Business as well (130K after $3K.) I had got the Hilton Biz because of the 99 AU offers.
You see, my wife had gotten the Hilton Biz back in July in hopes of getting the 99 AU offer, but AMEX had stopped it. When I heard it was back a few days ago, I had her call in and sure enough, she was able to add the 99 AU offer ($50 credit after $1K.) So that’s what prompted me to get the Hilton Business. Now I regret not getting it earlier. And now looking back, I should have gotten the Bonvoy Business instead. UGH. Guess I know what I’ll be getting in 3 months.
Question: Does Amex not require SSNs for Biz AU cards like they do for Personal AU cards? Or do you simply charge the $1k before the 60 (90?) day requirement to provide Amex with SSNs? And you are able to do this 99x per acct and they don’t have a problem with it, and shut down your acct when they see that you just opened and spent exactly $1k on 99 different AU cards and then never used them again?
I charge before they cancel