This one lasted a lot longer than I expected. Anyway, I couldn’t use my card the last 2 days, which I thought was kind of odd, so I called in and the CSR told me it was ‘suspended’ by the backoffice. I asked him to clarify and he put me on hold for a minute and came back with “it’s pending to be closed.” Haha oh well. It was a nice run.
I’m guessing it’s because my statement closed on the 14th. They saw I had charged $63,500 in that month which netted me $3,175 of cashback and decided it was game over. I’m kinda surprised it lasted this long for me; had heard others get shut down much sooner. I think in the 3+ months of having the card, I probably got ~$10K worth of cashback before the shutdown.
Now that I have my wife up and running with the card and know the limits, I think I’ll try to stay around 2X of her $15K CL and maybe it’ll last a bit longer the 2nd time around. If not, who cares about Railz bank anyway.
You might be right about the statement analysis. Just found out I’m locked. 2nd Statement closed yesterday. 13k on first, 46k on 2nd. Slightly lower CL but similar experience it looks like. 8/44 credits
Hmmm I wonder if it’s a ban wave then.
Question…were you heavily “throttling” this card to get to 63k spend. What was your CL?
15K
Did Paceline only credit for 1/4 of your Apple watch (statement balance, right)? Or did they credit the remaining amount when the account was closed?
I’m guessing I won’t get the remaining weekly credits but not totally sure yet.
Hey I have a question … Did you buy Gift Cards with the card or what made this profitable or make sense ? Just curious.
Yes
Not gonna ask for circles and arrows as that ain’t right, anyhow, but kudos on pumping that machine as hard as you did when you were able to. Heroic measures, man!
At least you guys know the limit now.
The avenue I see is buying VGCs at a grocery store (5x) and/or drugstore (5x) and then liquidating at WMT or grocery store. I have been hesitant to get this card because I have seen some DPs of Paceline not allowing large purchases.
Well here’s another DP.
I looked at the signup page, now the card is 5x on wellness/health, and only 3x on grocery. Not worth the trouble at those rates, unless you all still juice the hardbody supplements?
If 3x for grocery then I will pass.
I still see 5x for grocery but maybe I am wrong.
Maybe you see an outdated cached page (or an affiliate page), I went direct to their website, now 5x is on Health / Wellness only.
There’s no way to pay the paceline card through PayPal bill pay or Moneygram from what I’ve seen. Makes it hard to use.
Nah I didn’t look into it; just did pay from bank in app
I love my Paceline card. I know what you are doing is within the t&cs, but it seems a bit excessive for me. I use my Paceline card for everyday spending and love the 5% grocery cash back.
I also got shutdown right after I got the card, but smooth sailing since then. I also don’t do any MS.
How did you get shut down but yet you’re still using it everyday?
I think it was a temporary block, not a true shut down.
You spent/MS $63k a month on health and wellness? How??
groceries
I guess I’m just an amateur as well but that seems awfully high.
how spend & liquidate that much in 1 month?