Fold suspends my account due to MS

I hadn’t used FOLD much since the whole ‘we banned you. oops. okay we unbanned you’ debacle. Well, I started using it again in December and spent my $20K limit. Then I did the same in January. Then after about $15K in February (over a span of a week,) I tried to make another payment and my card got declined. I couldn’t even buy a sub $1 item at a grocery store so I knew something was up. I then emailed them a couple of times and they eventually came back with this:

Context
Your account was flagged because the activity was similar to the behavior that our banking partners deem abusive.

Account Reviews
Certain types of account behavior may lead to account reviews. Those behaviors include but are not limited to:
· Fold Card account activity consisting of large payments to credit card, prepaid card, or similar monetary instruments
· Fold Card account activity with only one merchant consistently
· Fold Card account activity that may otherwise deviate from traditional spending patterns.

Account Bans and Reward Reversals
There are some behaviors that will result in a hold on your account, a revocation of your rewards, and/or ban. Those behaviors include but are not limited to:
· Self-pay
· Manufactured spending
· Other behaviors that violate our terms and conditions or create an unacceptable level of risk for Fold or our banking partners.
For more information on user conduct, feel free to review our Terms and Conditions.

Thank you for sticking with us as we do everything we can to ensure Fold stays profitable and allow our users to enjoy stacking sats.

I haven’t used my card since I got the email just because I’m trying to figure out an actual use of the card. I’m hearing others are getting this too; so maybe lay low if you’re hitting this hard.