Word is getting around that AMEX RAT is clawing back GC purchases for the $50 Plat credit. The other play that seemed to work back then (meaning earlier this year) was that if you placed an online order for in-store pickup and say you couldn’t make it to the store, then the credit still stuck. So a reader did that trick back in January and later closed the card in February thinking he was good.
He checked his mail the other day and sure enough, he got a bill for $50. The lesson learned here is a) closing the card won’t do you any good and more importantly b) AMEX RAT not playing around anymore. If you are buying something that is in their exclusion list, while you think you’re good now, they may come after you down the road. This means that all our GC purchases for the airline credit may stick now, don’t be surprised if they make you pay all those $200 credits down the road, just like they did with the Staples clawbacks. In the meantime, go TREAT YO SELF something nice from Saks two times a year (wait for their semi annual clearance sale!)