Introduction
Kroger is where most MS’ers buy their VGC since they sell USB GC that can be unloaded at WMT. Safeway has a cashier/store specific YMMV on purchasing VGC with cc. Drugstores sell Vanilla cards which is so painful to load at WMT that no one even bothers. Albertson’s has this weird 1 card per transaction limit that it’s just not worth the time.
Hard coded limit of $1,999.99 for gift cards
Back in January 2015, they added a limit of $2,000 per customer per day. See my post here – https://milesperday.com/2015/01/kroger-changes-gift-card-purchase-policy/. However, it wasn’t register enforced, so you could technically still buy $500 x 4 for $2,023.80. I didn’t like doing that because I didn’t want to get the cashier in trouble, so I always kept it below $2K, but technically, you could still go over. Anyway, it seems that Kroger and it’s affiliates has hard coded a limit of $1999.99 on gift card transactions (not $2000,00). You can go over $2K if you also buy groceries, but you just have to stay at $1999.99 and below for the VGC part.
Me personally, I’ve stopped buying gift cards at Kroger. A 2% profit just isn’t worth my time. Plus, my liquidation path is the bottleneck, so I don’t plan on getting the WF 5% card again.