A savings account that pays 4.59% interest up to $20,000

Introduction In yesterday’s post about paying your mortgage off early, a reader commented wondering if he should take out a balance transfer at 0% APR with a 2% fee to pay down his 3.75% mortgage.  Before you roll your eyes, it’s actually a valid question.  But let’s rephrase the question – if I gave you $20,000 […]

Debt Acceleration Program and Credit Repair Companies

Introduction I have a FB friend who owns a credit repair company.  His posts and the people who comment on his posts intrigue me because it’s a glimpse into the other side of the credit spectrum.  It makes me grateful for taking that personal finance class in college and thankful for the social-economic position I’m in. […]