How to convert your <1 yr old Chase Fairmont / CSP to the Freedom Unlimited

Introduction

I had gotten my Chase Fairmont earlier this year before it got killed.  It was converted to the Sapphire Preferred a month ago or so.  That card has no value to me, and so I wanted to convert it to a Freedom or Freedom Unlimited.  Since I didn’t have the FU card, that’s what I wanted to get.  If you already have one and want the Freedom instead, you can follow the same steps.

 

Can’t convert to Freedom Unlimited

I sent Chase a secure message asking it to be converted to the FU card.  This is what I got back:

“The option to change your current Chase Sapphire Preferred Visa Signature account to a Chase Freedom Unlimited account is not available. We apologize for any inconvenience this may cause you.”

I asked around and it seems you need to have the card open for a year to make this product change.  Ain’t nobody got time for that!  Then some people suggested I try to convert to the free Sapphire first.

 

Convert to free Sapphire first

I then sent a new secure message asking to change the card to the no annual fee Sapphire.  After a confirmation reply, they made the conversion.  They then mailed me a new card.  I waited a few more days and asked the card to be converted to the FU card.  SUCCESS!

 

Lessons Learned

If you want to convert that CSP card to a Freedom or Freedom Unlimited, ask to change it to the no annual fee Sapphire card first.

  • ray

    In my experience, you don’t even need to wait to change from Sapphire to Freedom/Unlimited. I called to PC from CSP to Sapphire, hung up, and called back again right after and changed to Freedom Unlimited. I ended up receiving both cards in the mail on the same day in different envelopes, both with the same number, expiration, and CVC.

    • Mike

      Yea same 😀

  • GFM

    Do you know if it is possible to convert this card to the Chase Sapphire Reserve (since I’ll likely never be below 5/24)?

    I was told that I could not via SM, but I’m wondering if a workaround like this would work.

    • jivepicnic

      I converted my CSP (which had been converted from a Chase Fairmont Visa) to a CSR almost immediately after the initial conversion happened in August. My Fairmont card had been open since July 2016, though.